My mother lives with me because my father is unable to care for her in their home. Mom receives an annuity from the Railroad Retirement Board of $948.00. Because of this amount, I couldn't list her as a dependent on my tax return. She doesn't pay me to care for her. She does have a savings account and I withdraw $200.00 a month for her expenses such as OTC medications, prescriptions, incontinence products, clothing, and use the rest for groceries. I cannot work because Mom needs someone here all the time due to her numerous falls. Needless to say, I have exhausted my savings and I get a retirement annuity of 2200.00 a month which just covers rent (984.00), insurance, car payment, medical insurance, and groceries. I have had to withdraw from my savings every month to cover utilities, gas for the car (I don't get out much and all my clothes come from the thrift store) and I am unable to get my new contacts and eye drops to deter glaucoma, and I can't even go to the doctor because I can't afford the charges. Is there a way that her savings account can't be claimed because I know that eventually she will need more specialized care as she continues to lost her sight. I am looking for part time work because I may be able to leave her for 4 to 5 hours a day but I know I will be worried the whole time. Even food stamps would be good, but because of my "huge" income and hers and her savings account, we don't qualify. When I retired, I had plans to work part time, travel a little, do volunteer work, go back to school...but now I'm a full time caregiver. My siblings do not help in any way, shape or form. Any ideas? Suggestions?