My mother bought a vehicle for me to drive before her dementia came on. When she did this I was able to insure the vehicle under both our names even though she wasn't a driver anymore. We switched insurance companies because we were dropped by the original company. Late paying the policy so they dropped us. Now the new company is saying I need to be on the registration or the title in order to insure the vehicle. They also won't insure my mother with me as the driver because she doesn't drive. Their is still a lien on the vehicle. Has anyone dealt with this. I'm in NJ and they won't let me register it in my name because I'm not on the lien/title.