My mother-in-law is in a nursing home and on Medicaid. We purchased a van to transport for her after she moved into a nursing home. The Van was titled in her name TOD to my husband. After 2 years of being in the NH, she qualified and is now receiving Medicaid benefits to pay for the NH. She has been qualified for 2 years. If she dies, does the van TOD to my husband or will Medicaid take that asset? I would think if we transfer title before her death we would have to pay medicaid. However, if she dies, is it transferable then or is there a penalty at that time?