I spent down all of my parents money (wasn't much) so they could both qualify for Medicaid. Mom received it YAY!, and still working on dad's. However, now their only money is their SS checks. I'm not the best at managing money (I'm 21 and also very broke) and my mom isn't either. She goes to Walmart every day or has her home health worker go, and spends too much eating out. I'm afraid she'll overdraft or not leave me with enough to pay bills. I could become her rep payee, but I don't think I'll be able to keep the record keeping that SSA requires. I tried to contact the local payee organizations but they are full and not accepting. I could, with my parents' permission, change their SS deposits to an income manager account at Edward Jones that would monitor and predict spending, I could put all their bills on autopay, and give my parents a weekly allowance using the Walmart debit card. I'd like to do that the most rather than become rep payee. How do you manage finances without becoming a rep payee, conservator, etc? My parents are very compliant, and will let me do just about anything if it means their money is okay. And no there's no family that want to help.