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House was signed over to son tx were up to date. They have bank info because a few payments were made when he was out of work. Money wasn't there tried to take 1400.

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I should learn to proofread before hitting enter. Ok, I meant the county attempted to draft, not the mortgage company. UNLESS, there is an escrow account from which they pay the taxes on his behalf. In which case, it would be the mortgage company wanting the money.
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Let me see if I got this straight. Your mother's house was signed over to her son. Did he buy it or inherit it? Anyway, at that time all the taxes were up to day. In the interim he was out of work, and mom paid some of his mortgage payments rather than let it foreclose. She gave the mortgage company her banking information so they could draft the money? So now, taxes are due, son can't or won't pay them, and so the mortgage company attempted to draft the money from the same account, but there wasn't sufficient funds. Has the son contacted the county to make the payments? If not, he should. It is his responsibility.
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I'm not really clear on the issues or situation here. You mentioned "unpaid county taxes" but said that "tx were up to date." Are all the property taxes paid? If so, the county treasurer's office would have no interested unless thre are other outstanding liens, such as for special assessments and improvements.

Who "tried to take 1400" and for what purpose? Garnishing a bank account would follow obtaining a judgment, so there must have been some outstanding debt. Entities can't just use someone's bank account for payment of something without legal causeCould you be a bit more explicit?
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