My mom who has moderate dementia is living with me. We turned her car in as she can no longer drive. We want to use the car payment money for items like depends, diapers, gloves, etc. We took the car to the bank ourselves and gave it back to them, telling them why and that way we wouldn't have to have it repossessed and even worse on her credit (at this point what's it matter). We got letter saying they are selling the car and if they can't get what is owed on it they expect her to pay the difference. I did not and do not intend on telling her this as she is obsessed with money and worrying about the car. Is there anything the bank can do to try to make her pay this with all she needs to take care of her and in her demented state? Is this something to be concerned about? She doesn't own a home, has no savings and nothing they can go after as payment, and she did not have a cosigner on the loan. HELP!!!