I have a joint bank account with my Mom. I'm POA and executor of will. Should I title acct with POA rather than just my name?

Ok. I was told that putting my name on mother's account was the thing to do in my case. Not that much is in there at a giving time, but it is a good record to show no large withdrawals. But I don't have her POA. Now with my sister, I am her rep. payee and that is reflected on her account. Again the bank statement is a good record since it tells what the check paid. I wouldn't make any cash withdrawals over $50 wkly.

The safest way to do this is the account in her name only. The bank encourages the joint accounts, the lawyers do not. The POA stops cold when mom dies. At that point the Executor takes over. OK it's the same person, but the bank has to have the right paper work. A joint account makes life easier for the bank, because when one owner dies, the other takes over and they have no hassle.