My question is about someone who is past the "look back" period and has been on a combo of medicaid/medicare for years. They do receive SS and none of it is used to pay for their nursing home care, they have been in a nursing home over a year.
I am just wondering how monitoring of bank accounts is handled when someone is beyond the look back period and what types of transactions are "red flags". I have read they are allowed to have cash assets to a certain amount but also can't really freely spend that money?
This elderly person does not file taxes as they do not receive enough from SS to do so. She also tells me she has never had to go through a medicaid "recertification process".
I truly know nothing about it. I would appreciate any insight.
If this person is on Medicaid and in LTC, their SS is being used for their care. The only time it may not be used, is if there is a surviving spouse who needs it to live on.
Are you a POA for this person? Someone has done a recertification. Its sent out every year by Medicaid. Maybe the office has done it. Maybe the person is a ward of the state. If so a state appointed guardian is handling everything for them.
Most states also require an annual Medicaid “recertification” (kind of like a renewal) where income and assets are reviewed again, though the process can be simple if everything is steady. If she’s never gone through it, maybe it’s being handled automatically by the facility or her state system
When accepted into Mediciad Long Term Care all of the SS income will be payable to the nursing home (less the $50 personal allowance allocation that is a separate account managed by the facility).
Each state has their own asset threshold. Do not be confuse assets and income. Social Security is income that will be payable towards her nursing home (Long Term Care) monthly fee.
Shes currently been in the nursing home close to 2 years.