I recently went to my local SSA office to report money I received as a beneficiary. I was told I didn't need to report it because: A) The insurance policy I benefitted from was in my deasesed mom's name, not mine. And B) My eligiblety for SSDI is based on my previous, though limitted, work history, not HRA benefits, so I'm excluded from having to report. Well, now I'm just totally confused and dont know who to report what to. Am I required to report this money to Medicade/Medicare (QMB)? And if so, how much trouble could I be in for reporting this now, 11 months "after" receiving and spending all they money? What documents would I need to submit now? Since receiving the 5 digit sum in check form 11 months ago, I have spent all of the money in cash spending an cash purchases. I have no records, receipts, credit card statement, etc. to show how the money was spent. Will this add to the gravity of my potential consequences ?