We've taken over my bf's mother's finances. She's only 65, but has never been good with money and we discovered recently she was taking out title loans, etc, just to pay basic bills. I am trying to get her car title in our possession so she can't go behind our back and get another loan. She's very suggestible (as in... walk in anywhere and within ten minutes she's convinced she needs to sign up for this gym membership or that cable package) and we are worried she's going to sign up for more things to dig her into her debt hole. If we have a power of attorney, can we take it somewhere and void any contracts she may sign after the date of the PoA? She seems okay and relieved we've taken over, and I'm an accountant that talks to a lot of elderly about their money, so I try to be patient and explain to her how much she's going to get for her "spending money" every week (gas & groceries) and that she can ask us any questions about where her money is going, etc, so she doesn't feel like she has no control. Unfortunately, she's not telling us the truth about what she owes to people. We do have access to her credit report so we have some idea of her collections, loan balances, and that sort of thing... but we've discovered a lot of little debts (power bill, phone bill, a laptop she bought, etc) that are piling up quickly. She has piles of mail all over her apartment (slowly getting everything turned over to email delivery for us since she never opens stuff) and I want to go in and just start collecting just so I can figure out who else she might owe, but as open as she has been about things so far, she is REALLY holding off on us looking through her paper bills/mail. We're not trying to shame her, we just need to know about things to take care of it. How do we go about looking through her paperwork without her freaking out on us?