Hello, my mother in-law resides in Connecticut and is currently in the process of losing her primary home. In April, my sister in-law was contacted by a bankruptcy lawyer in Connecticut who said he represented her mother. He said he had been working with her for a few years and that up until this spring, did not know she had children. He was calling to let her know that my mother in-laws second home in Massachusetts had been auctioned off - which we had no idea about, she never told us. He also said her primary home in Connecticut was in foreclosure and was to be auctioned off and purchased by the bank. He let us know that she stopped paying all of her bills several years ago including her car insurance. We were all in shock, as we were not aware of the magnitude of her financial problems. After trying to gain some clarity on the situation over the past few months, we've learned that she took out a reverse mortgage loan for $300K to help pay for repairs on her second home in Massachusetts. My mother in-law can only account for where she spent $25,000 of this loan, she doesn't know where the rest of the money went nor will she let us help her review financial records from the past 7 years to help sort this out. She is refusing to acknowledge the situation with her housing and we've been told the town marshal will be coming before end of summer to remove her and her possessions from the home. We have tried numerous times to talk to her about this situation, we've had a social worker involved, we've had a mental health screen conducted by her primary care physician (the results of which we are not sold on), she seems very scattered mentally and at times is very confused. Her doctor who is an older woman herself, is known for helping aging adults maintain their independence and she has said that my mother in-law is fully competent to handle herself and her own affairs. My husband, sister in-law and myself feel as thought we're at a dead end. Social Services has had to close the case because my mother in-law refuses to speak with them. We've engaged the help and services of the senior center that she frequents and she refuses to speak with them. She refuses to speak with her attorney who is still technically representing her and receives all communication regarding the foreclosure of her home. She refuses to speak with us and states that she will not be leaving her condo despite us explaining to her that she no longer owns it. We do not know what to do at this point, we are extremely concerned for her safety and well being. We feel as though she may have been a victim of financial fraud and we also fear she may be homeless soon. If you can offer any guidance at all on how we should proceed, I would be most grateful. We are all inexperienced in dealing with this situation and are trying to be respectful of her privacy but also feel as though we need to be her advocates in dealing with the adversity of this situation. If you've read this entire post, I thank you.