I bought a Condo for my Mother, several years later I quit deed, giving her the house outright but with me as a "living trust - Deed reverts to me upon death. Latter she wanted cash through a reverse mortgage and I told her it was her house, just take me off any connection to the property. I needed to provide her a power of attorney to get the loan and take me off the trust. However it seems she didn’t take me off the trust.
When taking out the mortgage she was under the impression that none of her survivors would be responsible for any fees, or taxes or mortgage balances. When I contacted the lender after her death we informed them we didn’t want to deal with the house and also asked if we needed to pay for anything including the condo fees. They stated that they were responsible for all fees including the Condo Fee.
This past week I received a letter from the condo associations attorney with an Amended Claim of Lien for the fees, late fees and legal fees attached, threatening legal action that was not limited to the foreclosure of the property. The old lender has since resold the mortgage and the new lender stated they weren’t responsible for the condo fees beyond any lien repayments. The lien from the association would be behind their lien (In my view this indicates that it won’t be paid as the loan balance is worth more than the property). Can the association sue me too over what they don’t receive from the sale of the property?
What is my recourse?