Mom's credit card debt $4500 for groceries, dentist. Mom is scared to use all her cash $6000. She has uses credit card for groceries, dentist bills and emergencies. The credit card total debt is $4500. Medicaid eligibility in Florida requires that you have no more then $2200 in cash assets. Her monthly social security is about $1000. She needs to use some monies from her $6000 every month to help pay her rent and utilities since the $1000 does not cover all her expenses. My question is does Medicaid allow her credit card debt to get subtracted from her $6000 asset which will bring her total assets to $1500.