Has anyone been here? Is it best to find an independent rep who can do the research for me? I have paid $100,000's up to this point and I have reached my limit. My mother gets $2200 in SS each month. She has no other income or assets. I don't claim her as a dependent. She has dementia/Alzheimer's, incontinence, uses a walker. She lives with my brother, and caregivers come into the home 12 hours a day. I need help navigating!!!!