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Mothers in nursing home has no life insurance. The nursing home takes all her money.

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Is mom on Medicaid? if so I have a suggestion....
If your mom is on medicaid, she is required to pay all her income less a small personal needs account to the NH. That PNA is $ that could be used to pay towards a funeral or cremation. The PNA ranges from $ 35 -$105 a mo & the amount varies by state. Like for my mom in TX it was $ 60 a mo. If mom is on medicaid & has made the NH her payee for her SS, retirement, etc, that PNA $ should be placed into a PNA trust account at the NH. The DPOA can go and withdraw funds from it too. it does NOT have to stay in the trust account at the NH, you can go and sign out for $. NH has to allow for this.

The in a NH PNA trust account system is filled with problems. The biggest is that family often don't know that it even exists or that the NH is deducting for some sort of charge each month...like for cable or phone automatically from it every month & perhaps family could use that $ in a better way. There is a great article by the editor of Aging Care (Ana Marie Boteck) about this. Just search this site for it in the "Q" box.

At a $ 60 a mo PNA, if you took half of it, well really it would go a good bit into paying for a cremation within a year. Good luck.
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Check the web site for your local county coroner. My county offers cremations for anyone deceased in the county whose family meets certain needs criteria.
These are cremation services - not viewing. You can always have a memorial at as a gathering of friends and family at church or at home.
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No, you cannot, so sorry. We donated mom's body to a medical school and had a very simple memorial service at her church. It was about as low cost as you could go. A year later we got back the ashes in a metal urn. Free.
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