I've been looking into assisted living options for my mother and wow are they expensive! There's no way she could pay for such a place, but people have told me about that sometimes it makes sense to go ahead and let the assisted living costs eat up the savings until qualifying for Medicaid. Has anyone on this site done this? What are the pros and cons? I long ago accepted that I'll never receive any inheritance from her and I'd be glad to see her money to go to her support. Right now she lives independently but has fallen many times and is having more and more trouble planning healthy meals and truly needs help - so far she refuses to allow in home help. Odds are she'd refuse to go to assisted living too. GAH! Anyway, my main question is about the spend down....what do you guys think?