My mother, 98, has been living with me and my husband for 6 years. She still has a small sum of money left from selling her condo. Her burial is pre-paid years ago, she has no life insurance or stocks/mutual funds, only CD's. I do not plan to move her into assisted living as we have good care for her at home - the best place for her to be. She is remarkably well in many respects but is non-ambulatory, hearing and visually impaired. Can I spend down her money to purchase living room furniture so that she is comfortable. We have very old, inadequate furniture that she doesn't find comfortable, so she only sits in her room where she has her lift chair. Also, am I able to gift her grand-daughter the maximum amount? I'm over-whelmed by the looming Medicaid.