Mother has to go into home but has $20K cash but is unable to spend it herself.
I have POA. Home financial department says I need to "spend down" her liquid assets to less than $2000.
No approved purchase options look good to me and I'm afraid to execute any, given I'm POA and not prime owner.
Looking for ideas.
Upgrading/Buying a car looks legit but not sure it does when the POA takes the action. She'll never drive again.
Home appliance purchases appear legit but she'll never need a washer dryer again.
Home improvements/repairs appear legit but she has no house or land.
If I got a trust for her the State will just claw that back after she dies.
Not sure it's not better to just pay for her daily for a few months and burn the cash that way and be done with it.
Any other children with POAs been in this situation and have any guidance to offer?