My mom turns 96 this year. She entered private pay assisted living in California a few years ago. Her needs are custodial, not medical as yet. Despite heart condition & increased frailty, she is going strong. Her assets will be used up in a few months. I have DPOA & family chose not to set aside any trust accounts to protect her assets. We were advised by lawyer to spend down, then apply for Medicaid. Wonder now whether failing to protect her assets was a stupid move?