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I wanted to speak with one concerning my husband and his eventual placement somewhere? I depend on my husband's ss to pay some of our household bills. Would I have to give up his monthly ss if he went into a facility. His ss is $1200.00 monthly.

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Talk to a geriatric care manager first, maybe you need to go to assisted living together?
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Call around, get a complimentary meeting with a law practice. Bring your budget concerns and see if they are interested in making a plan for you -- but be prepared, there is no free legal help, that will be personalized to your specific concerns. You will need to pay for customized help. Good luck!
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HNW: are you Handler or Niemann? and is that the right firm? If so, you might want to do the legal thing and read the TOS, which prohibits advertising.

Even if Handler Niemann isn't your firm, the ban on advertising still applies.

It's not very professional to prowl for clients online.
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You need to meet with an Elder lawyer. If you live in NJ we can help you
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Leeda, the first thing you need to address is reduction of your living expenses so you can pay your debts as well as reserve funds for the future of both of you.

I don't know who you're referring to that would "allow" or not allow you to allocate funds. It helps to answer questions of posters so you can get appropriate answers, which I why I asked if your concern is reallocation of funds to a place where your husband might live in lieu of at your home.

However, with a pension of $3K, I think what might help is some financial counseling to reallocate funds from living expenses to debt payment.
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We have three credit cards that we are paying on. I cannot afford to pay these bills by myself. Will I be allowed to put my husband's ss toward paying down these bills? I have a private pension of $3,000 a month plus $ 62.00 a month ss. We have no assets- do not own a home or car but our living expenses are high.
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Before you consider consulting an attorney, you might want to address the first issue, which is that of allocating funds for home vs. a facility.

As to an attorney's charge, though, it depends on the age and experience of the attorney, her/his practice area, your geographic location, size of law firm.

Are you asking if your husband's SS would go entirely toward payment of facility costs if he were to move there? Do the two of you have any other financial assets? Have you applied for Medicaid? Do you get SS?
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Leeda23, you are entitled to a household allowance. Figure out what you need for rent, utilities, food and medicine. Things like hair color and manicures don't count. Vacations, no. Money gifts to the kids-not allowed.
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