My sister has had a stroke that left her incompetent, but able to go and do shopping. She is not able table to drive anymore, not able to handle her own medications and is not able to handle her own money. Her husband is not able to take care of her, so a family member takes her and she always over spends because of all the other things the other person gets her to buy. Clothes, jewelry, shoes, perfume and just about anything she wants, she gets. My sister can't remember in 3 days what she had bought. She only over spends when this person is with her. Usually a couple hundred dollars, this happens about every month.