When you want to take control: call your insurance company's customer service and ask for them to e-mail/mail Irrevocable Change of Ownership or Absolute Assignment forms (depending on the insurance co.) Take these forms then to your trusted funeral director (you can fill out your personal data prior, name address & SS#) or IF your a P.O.A. complete the insured data and sign with P.O.A. after your name and carry a copy of the Court's legal P.O.A. paperwork to your funeral director.