but my brother feels he needs to go along with her when she does this. The bank already put some pressure on her to buy an annuity. She has way too much in this one bank too. I feel that it could be unwise to let her go alone. She is ignorant about alot of things. My brother has offered to be with her but she just ignores him. I respect her independence but she has made other foolish choices in the past. My brother is on her checking account and he can monitor her funds (not sure she knows that). He just wants to protect her. Are his concerns normal?