Well, I am at the point of settling mom's estate. We've all read the stories here of siblings that didn't help, ones that stole from her and others that took advantage. I am in charge of disbursing the money remaining. (I was an owner on her account and I am beneficiary to her life insurance.) Mom did leave a well but there are no assets to probate. This is the point where I could say to siblings - you did this or didn't do that - and decrease their share of the estate. I did, in fact, discuss this with mom prior to death and she said divide equally. It just galls me to do that with the sibling that stole over $8000 from her in the past two years and conned her out of her house, another sibling who had her sign land over to her, and the ones who never visited or lifted a finger to help. I've read all your stories. How did YOU divide what was left?