My parents set up a revocable trust years ago. It has been revised along the way to include/exclude all 5 kids in and out of.divorces /custody disputes, and now with dad gone, is just my mom, and the heirs are the 5 kids. Her home and majority of her accounts are listed as her name followed by Her Trust. However she has 3 smaller accounts which are not titled that way at all. One is her everyday checking account which has her, and me as joint owner. The other has 3 kids as POD. And a small life insurance policy she has going to her favorite charity. My sister claims that mom must change each and every account to be titled in the Trust. I am the DPOA so I cannot be telling my mom how to title her accounts. I must abide by mom's wishes. But does her Trust automatically overrule her individual JTWROS, or POD, or beneficiary designations? Does it matter what date the Trust was drawn up, versus what date the "other" designations were made? I am not interested in asking the lawyer, they are far too expensive. Just want to have all mom's ducks in a row, according to her wishes (and not mine nor sister's ).