It's looking more and more like my mom will have to go to NH. My dad isn't sure if he wants to move out of their house into AL. They own the house, but it is in need of some costly repairs that they don't have the money for. If my dad stays at home and takes out a reverse mortgage I understsnd my mom will lose her Medicaid eligibility. Say he takes 50k for the reverse mortgage. 1) Will my mom have to spend down 25K before she is eligible for Medicaid again? Will she have to go through the VERY long process of applying like the first time? Does the NH help with this process or would I be on my own again to navigate the process? She won't be able to afford the NH. Im so nervous about her losing Medicaid. Any help/resources is greatly welcomed.