Are you responsible for you husbands debts if he should die?

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My husband is 61 he has 1 loan and 1 car payment 2 credit cards in his name.and we bought 1trailer house its in his name sence we are married am I responciple for these debts too? if my husband should die?

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Besides the laws of your state, there are two other factors. One, it depends on whether you are listed as a joint owner or additional cardholder etc --- whether your name is attached anywhere. For example, were you listed on the application for the credit card or not. If you're not, then it's not your debt -- BUT here's where the second factor comes in, namely estate issues. Even if it's not your debt when he dies it's his ESTATE'S debt, and if there's enough money then his estate has to pay it, and you inherit less as a result (which will feel to you as if you're paying it yourself). Don't just rely on a website like this one. Gather all the information you have about the credit cards and the deed of the trailer and his will, and go talk to a pro.
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scone55,

This is a complicated issues since you are married. I have attached some articles that might help but they are related to children owing their parents debt not necessarily your husband. I would check with your state to find what your state says about this issue.

Our experts wrote the following two articles on parents debt; however they deal more with children than a spouse. I hope they can give you some more insight though. Best of Luck.

Are Caregivers Responsible for Their Parent's Debt?
https://www.agingcare.com/articles/Are-children-Responsible-for-Their-Parent-s-Debt-133807.htm

Am I responsible for my parent's debt?
https://www.agingcare.com/Answers/Are-adult-children-responsible-for-the-medical-bills-of-their-parents--136206.htm
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It depends on the laws of your state.
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married what is the law for finances
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