Hi, My mom has a spending problem. She buys things over the phone through Home Shopping Network and from catalogs. She's on Medicaid now and can't afford that, so it needs to stop. I have spoken with Comenity Bank, and she does have several charge accounts with them that she opened without my knowledge, and they have assured me that I can cancel those accounts simply by sending in my POA. I am listed on mom's checking account a joint account holder. I took her checks away some time ago, but she ordered more on her own without my knowledge, and also uses the account number to buy things over the phone. That needs to stop, too. BUT...I still need to conduct business on her behalf. Can I just have her check writing powers removed, or would it be best to close the account and open a new one?