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He has his physician visits at the VA clinic. He just moved into an assisted living which is very expensive. He can't afford to pay for his supplemental insurance anymore. What portion of physician visits and hospitalizations does the VA pay for after Medicare pays? Co-pays and deductibles?

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When deciding whether to keep supplements, I look at what claims and how much it paid. Sometimes we end up paying more for a supplement than it ends up paying. If you see that is the case, you may want to drop it.

One thing I wondered, Pam, is if there is no supplement, would the VA pay the cost itself? That would be a huge question to me.
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VA is required to bill private health insurance providers for medical care, supplies and prescriptions provided for treatment of Veterans’ nonservice-connected conditions. Generally, VA cannot bill Medicare, but can bill Medicare supplemental health insurance for covered services. Keep the policy.
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