Ready to sell mom's home. Can I pay via credit card and when the house is sold, use her income from that to pay the NH credit card charge?

First and foremost, make sure the nursing home takes credit cards -- many don't, because of the fees.

I got a cash back credit card to pay Mom's nursing home bill when her first place starting accepting cards. I accrued about $500 cash back in just a couple of months, then moved her to a new place that doesn't take credit cards. :-(

Credit cards are considered accrued debt so they can be paid off for Medicaid spendown.

There is no guarantee how long it will take to sell the house. You need to make at least the minimum payment every month. If not, late charges and finance charges mount up. Does Mom have enough equity in one of her homes to take a loan out on? Line of credit? But monthly payments still have to be made.

Not sure if a credit card is the way to go. If the homes are the only assets Mom has, maybe go for Medicaid and when u sell the house, Medicaid will stop and the proceeds of the house will go towards her care.

Before you do anything you need professional advice. First of all if your Mom has only lifetime rights, she no longer really has a home. Just the right to stay in it or accept rental of it and pay taxes on it until her death. So there is some basic misunderstanding here. You need to know who is on the title deed of this property. Then if it is to be sold you need to know who has the power to sell it; that would be the POA with a very well written POA document. Does Mom have a credit card that has a possibility of putting 50,000 on it? And if so do your fully understand what the costs are in monthly interest. It is pretty clear from what is stated here, unless there is a lot more information, that there is a deficit in knowledge. See an Elder Law attorney with all the facts if you are the POA. Take in Mom's assets. Check the title of the home. and etc. You need some real professional guidance right now and doing anything otherwise could lead you into terribly costly, possibly illegal actions. Good luck. Wish you the best.

First, if Medicaid is in the near future, the house needs to be sold at Market value. The proceeds need to be put in a bank account in Moms name with someone who can write checks. You then pay the cost of the facility with a check from Moms account.

There was a post where the man used his credit card to pay for a parents care and then reimbursed himself from the parents acct. He was asking if we thought it would cause a problem? I think it was felt there was no problem. He was getting points. Is this what ur trying to do?

We need more information. When was the gift of home done? By what document? Accepting payment for nursing home fee would be a facility policy. By paying with your credit card could be considered that you are acknowledging personal responsibility for the nursing home cost. Do not do that! You need to speak with an elder law attorney.