Mom is in NH in IND. she has dementia/uncontrolled diabetes. has a home in IL w/mortgage. Medicaid just approved enrollment. She has credit card debt of $40,00 and mortgage of $61,000. Attorney told us not to pay any bills and to get an appraisal on her house & include w/documents for Medicaid. It is $14,000 more than mortgage. Are there any ramifications with Medicaid or IRS if family assumes mortgage or buys house for mortgage amount?