my husband has inheritance at his mother passing and his own policies for final expenses we recently moved to Az in 2010 to " improve " his health and such is that has not happen. He is concerned how he can protect the state from recovering the money from his said policies set to give me and our two kids a new way to start over and he is now 45 yrs old. The state is willing to pay me to be his caregiver as such as I have been for a good while and he is currently SSD and our kids recieve a supplemental check right now. I need to know how to fight this and still at the same time garner something useful in this economy. I love my husband and if Az takes more than half than what he leaves to me and the kids then I can't pay back school loans or even make a decent survival for the kids and myself at his passing.