Under Florida law, how can you prevent daughter from forcing her elderly mother out of her own home into ALF?

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Elderly mother is 95 years old. She is competent and lucid. She is receiving home care services. Daughter has an oral financial power of attorney to pay elderly mother's bills. Daughter claims home care services too expensive. Elderly mother claims daughter is misusing funds.

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Since mother is competent, she simply terminates POA to daughter and appoints someone else.
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What is an oral POA?  And I can agree home care is expensive! 24 x 7 it is way more than a facility, at least in our area. Do you think daughter is misusing funds? How are you related into this mix? Perhaps more info?
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