My father-in-law has the possibilty of going into a rehab facility for 90 days covered under Medicare. It is honestly up in the air if he will come back home or continue to stay in a nursing home facility after that. We were told by a social worker that his bank account savings will only cover a couple of months, so we are guessing after that his home will be attached and his pension.
If he lives for two or three more years and the value of the home is gone (it is not a very expensive home) and his pension does not cover all expenses, what happends?
I do not know if he would qualify for Medicade. He draws a good pension and I do not know what the cut-off is that you can draw per month and qualify for Medicade. His pension however is not enough for him to stay in his own home with 24/7 care or to afford a higher end nursing home.
It seems like he is in a kind of limbo of what he would qualify for.
Do nursing home administrators ask the family if they can help with the cost? I am guessing there is no way we can be financially responsible? This is all new to us. Thanks.