My husband and I have been given POA (full and immediate) for my MIL, forms are signed, witnessed and notarized. We now need to pay bills from her account for her personal items, while she may not drive again we want to keep her auto insurance current just in case as well as cell phone bill, etc. We can't find a check book so I will need to go to bank and take POA I am guessing. If she gives me her PIN to her debit, am I allowed to remove the cash, get a money order and pay that way? I am a very cautious person, I have seen my brother and sister in law for years step back in a crisis, then come at the person that steps in to help when crisis is over so my husband and I always, always have documentation, permission, etc for everything we do for his parents. Until now, we just paid everything out of our money when needed, but my health care costs and loss of my job prevent that this time.
Please offer us advise on best way to deal with the horrible money/family issue, and if we have the same right as the account holder or if we need to do things differently.
Thanks to all of you for any help you offer, MOSTLY thanks for loving and caring for others.