I have done a lot of research, filled out VA firms, and have gathered supporting documents. But am uncertain about total assets she can have. I am not sure if IRA will disqualify you so I haven't mailed in yet. The benefit would give her about $1100 extra a month tax free. She has dementia and lives with my family. I am her primary care giver. Eventually I will hire someone to help but we are not there yet. Is it worth it to pay a company that claims they ill guarantee my documents are correct and moms money is in the right places so she will qualify?