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The nursing home told us today that my father's life insurance policy has to go to them, leaving my sister and I to pay for my dad's funeral arrangements. That doesn't sound right to me. How do we go about arranging for his funeral arrangements without having to pay for them out of our pocket. Shouldn't his life insurance policy be applied to it? This is all new to me and the nursing home contact doesn't seem to know what she's doing and I don't trust her. Can anyone provide me with some advice or guideance on this matter?

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i signed my mother life insurance policy over to the funeral home that i knew we would use for my mothers funeral. just contact them and they will tell you how to go about doing this, and this is legal in NC. you may need to check with you state. good luck.
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