Follow
Share

My father is 93 and is barely ambulatory and my mother is 87. They wanted to add 2 children to their banking accounts so we could help pay bills and to minimize problems in the event one of them passes away. With great effort, managing an oxygen tank and wheelchair, we made it to the bank, only to discover both of their drivers licenses had recently expired. The bank could not do ANYTHING with their expired licenses. Now, we must plan another trip to the DMV to get a state i.d. If someone had applied for a state i.d. before their drivers license expired, we would have reduced their worries tremendously. The bank manager has said that, even though I have a durable power of attorney, they require both parents to be physically present with a non-expired i.d. This has become such a difficult challenge. We are now planning to make a trip to the DMV, hoping everyone will survive until then. Every day is precious.

This question has been closed for answers. Ask a New Question.
What? What bank are you dealing with?

I held POA for my Mom. Wells Fargo and the Navy Federal Credit Union had no problem honoring my POA. I was put as joint owner on one account (social security required it) and could do anything I needed to with both.

You need to change banks

Only social security would not honor the POA. I had to get one of their forms filled out and signed by her doctor ... then Social Security required the autodeposit had to go into an account that had my name on it also.
Helpful Answer (0)
Report

Oh, that is irritating for the bank to do that. It should be apparent that the parents are too old to be driving, so of course their licenses will be expired. Sorry you are going to have to make a trip to the DMV to get a non-driver's state ID. I would go ahead and do it, since it will be needed, anyway. Anytime we go to new doctors now they have to have a copy of our ID. I guess to avoid insurance fraud.
Helpful Answer (0)
Report

Contact the DMV and ask if there are driver's licenses IDs independent of expiration date. I've read about these; they're for people who aren't driving, and to the best of my knowledge, don't need to be renewed. (This is based on lack of renewal conditions in the articles I've read. I haven't actually gotten one of the ID cards yet.)

Also, raise the issue of mobility problems. Perhaps there's some secretly buried DMV rule that actually addresses this common issue.

If your father is a Vet, does he have a Veteran's ID card? I've used that when ID has been necessary.

Good luck; I know how cumbersome it can be with an oxygen tank and wheelchair. If there's no oxygen tank cradle behind the wheelchair, you literally need 2 people to manage.
Helpful Answer (3)
Report

This is a state ID not a license. Like a license, a picture needs to be taken at the DMV. In NJ the person applying has to be present to sign. Went with this with Mom.
Helpful Answer (0)
Report

On this site someone said that u didn't need to be put on a bank account if u have the financial POA. The POA gives u the right to pay bills. Talk to an officer of the bank. Ask that your POA be put on file and that u will be paying bills for your parents. Make sure when signing you put POA after ur name.
Helpful Answer (0)
Report

My aunts drivers license expired. Had to go to DMV for ID. You need to run by the office by yourself, call or go online before taking them in. You will need several documents to prove they are citizens ( I know- it's nuts but it's the law ).
If you get there without the proper docs you'll have to go get them. The clerks don't have the authority to do anything but their jobs. Go as early as possible so you can be first inline. My aunt enjoyed the outing. She's very social and had the whole crowded waiting room laughing in no time. I wished I had made photos. You don't have to renew the ID. She got hers at about 89.
Helpful Answer (0)
Report

This question has been closed for answers. Ask a New Question.
Ask a Question
Subscribe to
Our Newsletter