Both of my parents are in a nursing home with dementia and both have a small life insurance policy. Both are on Medicaid. The first beneficiary on both policies is the surviving spouse followed by myself. Hypothetical scenario: if parent A dies, parent B will receive the proceeds from the life insurance which is $10,000. Will parent B lose their Medicaid eligibility due to the $10,000 insurance proceeds? If so, is there some way I can prevent this from happening as their power of attorney?