They have already been scammed into predatory loan. now they -want to do reverse mortgage to " get out of debt" (unsecured credit cards). My dad is drugged out of his mind half the time and my mom goes along with ANYTHING he says. I tried to create a budget for them do they could live comfortably within their means but they won't do it. I told my brother we really need to take over the finances because they clearly don't know how to manage money anymore. He lives in Md, and I am in SC taking care of them. They built this house 17 yrs ago and owed no one. Borrow do they can pay their credit cards. Paid cards note they have a mortgage. Got more credit cards. More they want to repeat the cycle, which will make me homeless and/or in debt! They have great insurance do they have NO MEDICAL BILLS. Thoughts?