My parents live nearby. My dad was recently diagnosed with early stages of Alz. or dementia with lewy bodies. To top it off, he is an alcoholic and absolutely refuses to quit. The situation is going downhill rapidly. My mom is physically weak and mostly consumed (pissed off) with how this is affecting her. She does not seemed super concerned about him. They are not very old - between 70 and 75. I am an only child and starting to face some tough decisions that I though were another decade away. Luckily my parents bought long-term care insurance with a reputable company, many years ago. Dad indicates he is ready to tap into the policy (he seems almost anxious to do so) and he also states he's ready to die. I don't want to over react but I think they are no longer safe living at home. I don't know what to do.