What do I do with my elder parents credit card debts? Do you pay their credit card bills? My father just passed away and my mother has been in the hospital for 4 months. I am not yet her guardian and am waiting on that as I am very timid of the whole process and my lawyer advised me to wait till I was ready. Since I normally paid my mothers bills online with her money I have just kept up that process so everything is being paid. She will need nursing home care and won't have the money for that and probably won't qualify for medicaid for awhile either. Her income is slightly higher than the medicaid threshold so I have zero clue how that will all work as I sure as heck am not paying for it. So I guess my question is, when your elder parent was needing extensive medical care were you keeping up with their CC bills too? I feel like just paying the essentials like house, utilities, insurance are important but no where have a I read what you all did with their debts? When you become a guardian do you have to keep up payments on the CC debts too?