My dad (84 years) fell and broke his hip earlier this year. In February he transferred to a facility for rehab and since he was in the early stages of dementia, once his insurance covered rehab stint ended, they opted not to continue because he couldn't remember what he was taught from 1 day to the next. So, I moved him into the long term care area of their facility because I just could not provide him with the care he needed at home and he still can't walk. His insurances (Medicare & Medicaid) covered his long term stay for 6 months, now I've become responsible for what Medicaid won't pay - close to $900 per month. He doesn't have a secondary insurance and I'm wondering if I can get one and pay that premium (which I'm hoping will be less money) instead of the $900 straight to the facility.