I am 52 and am married. I have four adult children that do not live with me. My wife is a dialysis technician. We have medical insurance at her work and I am medically retired receiving a small monthly allowance. It has gotten to the point that we are not comfortable with me being home alone during the day when she is at work (leaving the burner on etc.). We want to live in an assisted living community but I despair that there is one that will accept us as I only have term life insurance and not whole. Can anyone give us any direction? Thanks.