I was diagnosed with an inflammatory form of arthritis in 2014. Presently, I cannot do a lot of standing without causing a flare up, joints giving out, etc. I also have a hard time lifting heavy objects. This makes me concerned because I'm only 31 and an only child. My parents are in their 60s and have medical issues of their own. Father has diabetes and osteoarthritis. Mother had to have a hip replacement and double knee replacements. There is currently an issue with my mother in law. My father in law passed away unexpectedly and left her some life insurance money. It's going to run out in a few years. She's self employed but the business only covers it's overhead, not living expenses. She rents. My husband only has one brother, but he lives out of the country. My husband expects that we'd need to have my MIL live on our property. He thought I would be able to take care of MIL in addition to our kids. I reminded him about the disability, and we was like, "Oh yeah you have your own issues". I think the best course of action would be to plan on returning to work once the parents, and possibly MIL need caregiving, and then pay for a caregiver to do all the things I'd have trouble with (grocery shopping, cooking, heavy lifting, etc). That's expensive, but my previous job was a desk job that paid decently enough, engineering. Think this is a good idea? And I wonder if the brother in law should at least be helping financially with my MIL and not leaving all the caregiving to me and my husband? What do you think? Engineers only make so much and I'm on the hook for my parents care and they have no assets to fund their care. They are renters too.