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If we are half way across the country and our mother needs help, either medical or non-medical, can we pay for a service to do this? Kind of insurance to make sure she can be helped when we are not accessible? In most cases, she would not need the help, but we would be happy to pay a little something for piece of mind.

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You could look into purchasing a life alert pendent for your Mom to wear. Thus if she feels she needs medical attention she can just push the button on the pendent. As for general items, are there any close neighbors that she knows?
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