I am POA for 86 YO mother in a nursing home. It's no surprise that her remaining years are unknown, but she is doing ok. She has United Health Medicare and has for some time. I have recently been contacted (more like hounded) by a rep who wants to change her Medicare to a nursing home plan. Yes, it's cheaper, yes this will (supposedly) have a Medicare nurse check on her monthly, but the research I've done doesn't really tell me much more than that. Has anyone made this kind of change in their Medicare plan? Any advice or red flags I should be aware of? Thanks so much!