My father is partially paralyzed and cannot speak. He is alert and can answer yes or no questions. I would be comfortable being consulted before decisions are made. However, I do not want to be power of attorney because I fear that I might inherit his debt once he dies. A friend recently shared a POA horror story involving his loved one. My friend stated that his oldest sibling became POA for his loved one. After his death, bill collectors harassed the POA for a while. It took several court appearances to finally end the harassment. I must think of my own family. I cannot put my family through such an ordeal. Is there some way that I can help my father and still guarantee protection for my family?