Haven't been on here for months. Wife and I had taken care of her mother for 8 years but could not do it any more, 3 hospitalizing falls in 3 months, and had us trapped in full time assistance. No appreciation from her or wife's brother, so we placed her in nice AL facility, $3400 a month. She had accumulated enough from living cost free with us to have enough to last about 6 months on private pay. Facility said no problem, they'd take her on Medicaid when she ran out. All seemed logical, only thing is she'd have to go into a shared room. State only pays them about $1280 a month but that was OK.
It's time to apply for the assistance. Turns out that she gets $1,374 a month from SS before Medicare payment. State says that their limit is $1,228 (North Carolina) and even if she got $1,229 from SS she would not get one nickel for AL. Yes, if she needs nursing care or memory care that limit goes up and they'd likely cover. But now, nothing, nada. So it's us use her SS and OUR money to make $3400 a month or I have no idea. I'm stunned. We do not want to deplete our resources at about $2500 a month. Does this make sense?