My brother-in-law is temp. living with his brother & I (his brother's wife). He is afraid to live alone. Has mental issues that he is seeking counseling for as well as being medicated for. His wife of 45 yrs. did everything, bills, checking, as well as keeping him from coming & going in his later years by refusing him a key or code to sec. system. I fear for him to be alone just from what I've seen & will share this with his psychiatrist. Do these things qualify him for assisted living? He has an insurance policy in case he ever become unable to live alone for medical reasons. Do you accept this type of insurance?